{"id":30037,"date":"2022-11-03T16:23:17","date_gmt":"2022-11-03T20:23:17","guid":{"rendered":"https:\/\/quebecorem.wpengine.com\/?p=30037"},"modified":"2022-11-03T16:26:52","modified_gmt":"2022-11-03T20:26:52","slug":"les-placements-financiers","status":"publish","type":"post","link":"https:\/\/quebecorexpertisemedia.com\/fr\/les-placements-financiers","title":{"rendered":"Les placements financiers"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"30037\" class=\"elementor elementor-30037\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-818a88e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"818a88e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4474fcb3\" data-id=\"4474fcb3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69d9e74a elementor-widget elementor-widget-menu-anchor\" data-id=\"69d9e74a\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"CONSOMMATEUR\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20541350 elementor-widget elementor-widget-heading\" data-id=\"20541350\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-medium\">Le go\u00fbt du risque n\u2019a plus la cote<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-485f6871 elementor-widget elementor-widget-text-editor\" data-id=\"485f6871\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Spectre d\u2019une r\u00e9cession, march\u00e9s boursiers et valeurs des cryptomonnaies en dents de scie, inflation, mont\u00e9e des taux\u2026 L\u2019incertitude \u00e9conomique p\u00e8se lourd sur le moral des consommateurs. La question des finances personnelles est redevenue la pr\u00e9occupation <strong>num\u00e9ro 1<\/strong> des m\u00e9nages. Plus que jamais, la pr\u00e9voyance est de mise. Parmi les Qu\u00e9b\u00e9cois actifs qui ont apport\u00e9 des changements dans leurs finances en 2022, <strong>20\u00a0%<\/strong> ont opt\u00e9 pour l\u2019augmentation de leur \u00e9pargne.<\/p><p>Si, du c\u00f4t\u00e9 de l\u2019industrie bancaire, la hausse des taux repr\u00e9sente souvent une occasion, pour les institutions, de gonfler leurs profits, dans le cas des \u00e9pargnants, il est difficile d\u2019en dire autant. Quoique\u2026<\/p><p>Les consommateurs sont \u00e0 la recherche de placements s\u00e9curitaires, pour se prot\u00e9ger des fluctuations des march\u00e9s sans laisser leurs \u00e9conomies v\u00e9g\u00e9ter dans des comptes d\u2019\u00e9pargne. Jusqu\u2019alors boud\u00e9s, certains produits financiers sans risques \u2013 dont les rendements ont \u00e9t\u00e9 bonifi\u00e9s par la hausse des taux \u2013 gagnent de la comp\u00e9titivit\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24c50b07 elementor-widget elementor-widget-heading\" data-id=\"24c50b07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-medium\">Popularit\u00e9 in\u00e9dite des certificats de placement garanti (CPG)\n\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ce20a1 elementor-widget elementor-widget-text-editor\" data-id=\"3ce20a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gr\u00e2ce \u00e0 des taux qui redeviennent attractifs, atteignant jusqu\u2019\u00e0 <b>4,2 %<\/b> sur 1 an et <b>4,6 % <\/b>sur 5 ans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f847b8a elementor-widget elementor-widget-image\" data-id=\"1f847b8a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/quebecorem.wpengine.com\/wp-content\/uploads\/2022\/11\/Image-site-web-article-22.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Popularit\u00e9 in\u00e9dite des certificats de placement garanti (CPG)\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MzAwNDQsInVybCI6Imh0dHBzOlwvXC9xdWViZWNvcmV4cGVydGlzZW1lZGlhLmNvbVwvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyMlwvMTFcL0ltYWdlLXNpdGUtd2ViLWFydGljbGUtMjIucG5nIn0%3D\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/11\/Image-site-web-article-22.png\" class=\"attachment-full size-full wp-image-30044\" alt=\"Popularit\u00e9 in\u00e9dite des certificats de placement garanti (CPG)\" srcset=\"https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/11\/Image-site-web-article-22.png 1920w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/11\/Image-site-web-article-22-300x169.png 300w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/11\/Image-site-web-article-22-1024x576.png 1024w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/11\/Image-site-web-article-22-768x432.png 768w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/11\/Image-site-web-article-22-1536x864.png 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-198add09 elementor-widget elementor-widget-text-editor\" data-id=\"198add09\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sources : \u00c9duc\u00c9pargne, <i>Les travailleurs qu\u00e9b\u00e9cois sont inquiets et pessimistes<\/i>, octobre 2022 \/ La Presse, <i>Si les CPG vous font de l\u2019\u0153il<\/i>, octobre 2022 \/ Le Journal de Qu\u00e9bec, <i>Rendements int\u00e9ressants sur les placements s\u00fbrs<\/i>, septembre 2022 \/ Le Journal de Montr\u00e9al, <i>Comment s\u00e9curiser ses placements en p\u00e9riode d\u2019incertitude<\/i>, juillet 2022 et <i>Finances : les Qu\u00e9b\u00e9cois inquiets comme jamais, <\/i>octobre 2022<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55bb7f6f elementor-widget elementor-widget-spacer\" data-id=\"55bb7f6f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Le go\u00fbt du risque n\u2019a plus la cote Spectre d\u2019une r\u00e9cession, march\u00e9s boursiers et valeurs des cryptomonnaies en dents de scie, inflation, mont\u00e9e des taux\u2026 L\u2019incertitude \u00e9conomique p\u00e8se lourd sur le moral des consommateurs. La question des finances personnelles est redevenue la pr\u00e9occupation num\u00e9ro 1 des m\u00e9nages. Plus que jamais, la pr\u00e9voyance est de mise. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":30038,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[104],"tags":[],"class_list":["post-30037","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industries-et-consommateurs"],"acf":[],"_links":{"self":[{"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/posts\/30037","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/comments?post=30037"}],"version-history":[{"count":0,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/posts\/30037\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/media\/30038"}],"wp:attachment":[{"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/media?parent=30037"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/categories?post=30037"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/tags?post=30037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}