{"id":25993,"date":"2021-11-25T14:21:00","date_gmt":"2021-11-25T19:21:00","guid":{"rendered":"https:\/\/quebecorem.jnv.dev\/?p=25993"},"modified":"2022-09-23T10:28:57","modified_gmt":"2022-09-23T14:28:57","slug":"laudio-numerique-a-la-conquete-des-oreilles-quebecoises","status":"publish","type":"post","link":"https:\/\/quebecorexpertisemedia.com\/fr\/laudio-numerique-a-la-conquete-des-oreilles-quebecoises","title":{"rendered":"L&rsquo;industrie des banques et de la finance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"25993\" class=\"elementor elementor-25993\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a638ea7 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a638ea7\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26650eb5\" data-id=\"26650eb5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f4dab53 elementor-widget elementor-widget-menu-anchor\" data-id=\"2f4dab53\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"CONSOMMATEUR\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa01455 elementor-widget elementor-widget-heading\" data-id=\"aa01455\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-medium\">Un vent de changement balaye l\u2019industrie<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66532f4 elementor-widget elementor-widget-text-editor\" data-id=\"66532f4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Depuis 2020, le recours aux services financiers d\u00e9mat\u00e9rialis\u00e9s a bondi. Les consommateurs ont appris \u00e0 contourner le passage en succursale. En ce qui concerne les paiements, le sans contact est devenu la norme, aujourd\u2019hui utilis\u00e9 au Qu\u00e9bec pour <strong>62\u00a0%<\/strong> des transactions.<\/p><p>Les Qu\u00e9b\u00e9cois sont certes nombreux \u00e0 retourner vers le pr\u00e9sentiel pour les op\u00e9rations majeures (\u00e9laboration d\u2019un plan financier, financement hypoth\u00e9caire). En revanche, l\u2019utilisation des outils en ligne pour les besoins du quotidien semble durablement ancr\u00e9e dans nos habitudes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aede92a elementor-widget elementor-widget-heading\" data-id=\"aede92a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-medium\">Exemples de solutions financi\u00e8res de rupture pr\u00e9sentes au Qu\u00e9bec\n\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fc8019 elementor-widget elementor-widget-image\" data-id=\"6fc8019\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/quebecorem.jnv.dev\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-141959.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Exemples de solutions financi\u00e8res de rupture pr\u00e9sentes au Qu\u00e9bec\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjU5OTgsInVybCI6Imh0dHBzOlwvXC9xdWViZWNvcmV4cGVydGlzZW1lZGlhLmNvbVwvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyMlwvMDdcL0NhcHR1cmUtZGVjcmFuLTIwMjItMDctMjYtMTQxOTU5LmpwZyJ9\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1135\" height=\"212\" src=\"https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-141959.jpg\" class=\"attachment-full size-full wp-image-25998\" alt=\"Exemples de solutions financi\u00e8res de rupture pr\u00e9sentes au Qu\u00e9bec\" srcset=\"https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-141959.jpg 1135w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-141959-300x56.jpg 300w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-141959-1024x191.jpg 1024w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-141959-768x143.jpg 768w\" sizes=\"(max-width: 1135px) 100vw, 1135px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab04c21 elementor-widget elementor-widget-text-editor\" data-id=\"ab04c21\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Et ce n\u2019est que le d\u00e9but! Dans la province, o\u00f9 l\u2019\u00e9coute demeure en de\u00e7\u00e0 de celle de la moyenne canadienne, le march\u00e9 de l\u2019audio num\u00e9rique affiche encore de belles opportunit\u00e9s de croissance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47843e99 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"47843e99\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-517c2c02 elementor-widget elementor-widget-heading\" data-id=\"517c2c02\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-medium\">Des innovations port\u00e9es par les fintechs <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37e3b03e elementor-widget elementor-widget-text-editor\" data-id=\"37e3b03e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si les services financiers en ligne ont tant gagn\u00e9 en ampleur, c\u2019est notamment gr\u00e2ce aux solutions de rupture port\u00e9es par les jeunes entreprises. Une multitude d\u2019acteurs r\u00e9volutionnent le march\u00e9, proposant des alternatives 100\u00a0% d\u00e9mat\u00e9rialis\u00e9es et des frais de gestions r\u00e9duits.<\/p><p>Alors que ces <em>n\u00e9o-banques<\/em> fleurissent un peu partout dans le monde, chez nous le cadre r\u00e8glementaire freine le d\u00e9veloppement du march\u00e9. Et pas qu\u2019un peu\u00a0: le Qu\u00e9bec serait, \u00e0 l\u2019\u00e9chelle de toute l\u2019Am\u00e9rique du Nord, la province dot\u00e9e des r\u00e9gulations bancaires les plus strictes!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2b7029 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b2b7029\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d1fcce6 elementor-widget elementor-widget-heading\" data-id=\"4d1fcce6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-medium\">Les institutions bancaires bouscul\u00e9es<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d188bf9 elementor-widget elementor-widget-text-editor\" data-id=\"d188bf9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Forc\u00e9es de suivre la cadence, les banques traditionnelles mettent elles aussi les bouch\u00e9es doubles pour rester comp\u00e9titives, notamment aupr\u00e8s des jeunes consommateurs. Investissements strat\u00e9giques dans l\u2019intelligence artificielle, exploration de solutions utilisant la cha\u00eene de blocs sont autant de pistes explor\u00e9es.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f283d88 elementor-widget elementor-widget-heading\" data-id=\"f283d88\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-medium\">\u00c7a bouge du c\u00f4t\u00e9 des grandes banques!\n\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35845fa elementor-widget elementor-widget-image\" data-id=\"35845fa\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/quebecorem.jnv.dev\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-142426.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"\u00c7a bouge du c\u00f4t\u00e9 des grandes banques!\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYwMDAsInVybCI6Imh0dHBzOlwvXC9xdWViZWNvcmV4cGVydGlzZW1lZGlhLmNvbVwvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyMlwvMDdcL0NhcHR1cmUtZGVjcmFuLTIwMjItMDctMjYtMTQyNDI2LmpwZyJ9\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1132\" height=\"183\" src=\"https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-142426.jpg\" class=\"attachment-full size-full wp-image-26000\" alt=\"\u00c7a bouge du c\u00f4t\u00e9 des grandes banques!\" srcset=\"https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-142426.jpg 1132w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-142426-300x48.jpg 300w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-142426-1024x166.jpg 1024w, https:\/\/quebecorexpertisemedia.com\/wp-content\/uploads\/2022\/07\/Capture-decran-2022-07-26-142426-768x124.jpg 768w\" sizes=\"(max-width: 1132px) 100vw, 1132px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6788739e elementor-widget elementor-widget-text-editor\" data-id=\"6788739e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Certains vont m\u00eame plus loin, \u00e0 l\u2019image de l\u2019Am\u00e9ricaine BNY Mellon, premi\u00e8re banque mondiale \u00e0 se lancer dans la gestion d\u2019actifs en cryptomonnaies. <\/p><p>Bref, c\u2019est toute l\u2019industrie qui est en pleine \u00e9bullition!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Un vent de changement balaye l\u2019industrie Depuis 2020, le recours aux services financiers d\u00e9mat\u00e9rialis\u00e9s a bondi. Les consommateurs ont appris \u00e0 contourner le passage en succursale. En ce qui concerne les paiements, le sans contact est devenu la norme, aujourd\u2019hui utilis\u00e9 au Qu\u00e9bec pour 62&nbsp;% des transactions. Les Qu\u00e9b\u00e9cois sont certes nombreux \u00e0 retourner vers [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":20280,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[104],"tags":[],"class_list":["post-25993","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industries-et-consommateurs"],"acf":[],"_links":{"self":[{"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/posts\/25993","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/comments?post=25993"}],"version-history":[{"count":0,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/posts\/25993\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/media\/20280"}],"wp:attachment":[{"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/media?parent=25993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/categories?post=25993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/fr\/wp-json\/wp\/v2\/tags?post=25993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}