{"id":30132,"date":"2022-11-04T10:22:35","date_gmt":"2022-11-04T14:22:35","guid":{"rendered":"https:\/\/quebecorem.wpengine.com\/?p=30132"},"modified":"2022-11-04T10:31:03","modified_gmt":"2022-11-04T14:31:03","slug":"financial-investments","status":"publish","type":"post","link":"https:\/\/quebecorexpertisemedia.com\/en\/financial-investments","title":{"rendered":"Financial investments"},"content":{"rendered":"\t\t
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Taking risks is no longer in<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Fears of recession, unstable stock and cryptocurrency markets, inflation, increased interest rates.\u00a0.\u00a0. economic uncertainties are weighing consumers down. In fact, the question of personal finances is back as households\u2019 number 1 <\/strong>concern. Now more than ever, foresight is key. Among active Quebecers who made changes to their finances in 2022, 20%<\/strong> have increased their savings.<\/p>

If, in the banking industry, the increased rates often serve as an opportunity to inflate profits, the same is rarely true for those who save.<\/p>

However, to protect themselves from fluctuating markets without letting their savings sit in various bank accounts, consumers are now seeking secure investments. Often avoided up until now, certain risk-free products whose performance have improved thanks to increased rates are growing more competitive.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Unprecedented popularity for guaranteed investment certificates (GIC)\n\n\n\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Thanks to enticing rates ranging from 4.2%<\/b> over 1 year to 4.6% <\/b>over 5 years.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Sources: \u00c9duc\u00c9pargne, Les <\/i>travailleurs<\/i> qu\u00e9b\u00e9cois<\/i> sont<\/i> inquiets<\/i> et <\/i>pessimistes<\/i>, October 2022 \/ La Presse, Si les CPG <\/i>vous<\/i> font de <\/i>l\u2019\u0153il<\/i>, October 2022 \/ Journal de Qu\u00e9bec, Rendements<\/i> int\u00e9ressants<\/i> sur les placements <\/i>s\u00fbrs<\/i>, September 2022 \/ Journal de Montr\u00e9al, Comment <\/i>s\u00e9curiser<\/i> ses<\/i> placements <\/i>en<\/i> p\u00e9riode<\/i> d\u2019incertitude<\/i>, July 2022 and Finances : les Qu\u00e9b\u00e9cois <\/i>inquiets<\/i> comme<\/i> jamais, O<\/i>ctober 2022<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Taking risks is no longer in Fears of recession, unstable stock and cryptocurrency markets, inflation, increased interest rates. . . economic uncertainties are weighing consumers down. In fact, the question of personal finances is back as households\u2019 number 1 concern. Now more than ever, foresight is key. Among active Quebecers who made changes to their finances in […]<\/p>\n","protected":false},"author":1,"featured_media":30039,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[105],"tags":[],"class_list":["post-30132","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-trends"],"acf":[],"_links":{"self":[{"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/posts\/30132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/comments?post=30132"}],"version-history":[{"count":0,"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/posts\/30132\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/media\/30039"}],"wp:attachment":[{"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/media?parent=30132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/categories?post=30132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quebecorexpertisemedia.com\/en\/wp-json\/wp\/v2\/tags?post=30132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}